Site Map
Legal Disclaimer
Privacy Policy

Tel: 973-376-7230
Plan Booklet (SPD)Plan ChangesFAQsForms
Fund ContactsProvider/LinksFund Home Page

Q: Do I have to pay income taxes on the withdrawals I receive?

A: Yes, all payments made to you are subject to 20% mandatory federal income tax withholding, unless you are age 70 ½ and subject to the Required Minimum Distribution.  You may also be subject to an Additional 10% tax if you are under age 59 ½.

Please click on the links below for information about this SPD. The first link is in HTML format, the second in PDF.

» Go to SPD Index
» Download SPD